Bob applies for Social Security Benefits. If his Primary Insurance Amount (PIA) is $2500, how much is his 16-year-old son's benefit?

Bob applies for Social Security Benefits. If his Primary Insurance Amount (PIA) is $2500, how much is his 16-year-old son's benefit?

• A. $500
• B. $1250
• C. $1750
• D. $1000

Answer: (B)

To determine the benefit amount for Bob's 16-year-old son, it's important to understand how dependents' benefits work under Social Security. Generally, eligible children can receive up to 50% of the worker's Primary Insurance Amount (PIA) when the worker is receiving retirement or disability benefits. In this case, Bob's PIA is $2500. To find the benefit amount for his son, we calculate 50% of Bob's PIA: 50% of $2500 is $1250. Therefore, the benefit that Bob's 16-year-old son would receive is $1250, which aligns with the provided answer. This amount reflects the federal guidelines for how dependent benefits are structured within the Social Security system.

To determine the benefit amount for Bob's 16-year-old son, it's important to understand how dependents' benefits work under Social Security. Generally, eligible children can receive up to 50% of the worker's Primary Insurance Amount (PIA) when the worker is receiving retirement or disability benefits.

In this case, Bob's PIA is $2500. To find the benefit amount for his son, we calculate 50% of Bob's PIA:

50% of $2500 is $1250.

Therefore, the benefit that Bob's 16-year-old son would receive is $1250, which aligns with the provided answer. This amount reflects the federal guidelines for how dependent benefits are structured within the Social Security system.